How to Save Money on College Tuition and Fees in California
Our oldest is off to College next fall, to a UC school, for the '12-'13 school year. As we learn about the expenses, fees, tuition, etc., related to college, I am seeing that educating yourself is the first key to saving small, medium and large chunks of money.
Today's tip: The UCSHIP health plan. If your student is not covered by health insurance, the student will have to enroll in the University of California health plan. The cost is about $1400 per year; over 4 years, that is over $5000.
If, however, your student IS covered by a qualified health plan, you can waive the UC health plan. You must ask to waive it; otherwise, the UC will charge your student's account for the college health plan. There is a deadline in September of 2012 by which you have to make the affirmative waiver of the UCSHIP health plan.
Your student can still go to the on-campus hospital facility for health care. There is a single fee per visit of $12 (this is at UCLA-- check on the details at your college or school). That is an "out the door" fee for the visit; that is not a co-pay. The UC healthcare system will not submit bills to your 3rd party insurance provider. The $12 fee does not even need to be paid in cash or otherwise at the visit; it is billed to the student's campus account.
So that is the most recent tip I learned to save money on college tuition and fees in California, at Bruin Day yesterday, April 14, 2012.
Keep your eyes and ears open for money-saving, and please feel free to post or email me other ways you've learned to save money on college tuition and fees in California. We have three more children coming along after this college student, so I figure each "bucket" of savings can be multiplied by 4. That's powerful money-saving, and it's inspiring!
NOTE: I am not an expert on this. I am a parent starting through the college maze and trying to share information that seems helpful to me. Consult professionals, counselors and school staff to confirm details for your situation.
Lisa Delzompo (951-704-4559)
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